Implementation of Murabahah Agreement on Peer to Peer Lending Platform

ABSTRACTPeer to Peer Lending is the best solution for MSME entrepreneurs, so development of start-up very fast. Ease in mechanism offered a major factor accelerating growth start-up. So that, it makes began developing several platforms Indonesia. But, system used still based on conventional economic system, which takes advantage interest while strictly prohibited Islam. Interest Islamic Economics analogous as usury. Whereas fiqh muamalah, lawful transactions are that independent maghrib elements (maisyir, gharar, and usur). transaction elements, researcher will create design accordance with principles, by implementing murabahah contract transaction. So, benefits taken do not use usury system.